- The terms “Website”, “we”, “us” and “our” refer to MSME & Startups Forum-Bharat.
- The terms “you” and “your” refer to anyone using msmestartupsforum.com
- The term “Services” refers to any services offered by MSME & STARTUPS FORUM-BHARAT.
The term “Third Party” Third Party Merchants (“TPM”) includes affiliates of MSME & Startups Forum – Bharat and Service Providers which are enabled to list businesses, goods or provide services through MSME & Startups Forum – Bharat Platform to MSME & Startups Forum – Bharat Members and also includes owners/ authorized person of an consultancy, firm, organization or marketing affiliate etc.
Please read this Policy before submitting any personal information or information about your business to MSME & STARTUPS FORUM-BHARAT.
We understand that providing information online involves a great deal of trust on your part. We take this trust very seriously and make it a high priority to ensure the security and confidentiality of the personal information you provide to us when you visit the MSME & Startups Forum – Bharat Platform or use its services.
INFORMATION WE COLLECT FROM YOU
General. We receive and store any information you enter on our MSME & Startups Forum – Bharat Platform or give us in any other way. This information includes information that, either directly or indirectly, in combination with other information available, can be used to identify you as an individual or to contact you directly (“Personal Information”). Personal information includes information you provide us, such as your first and last name, your business details, telephone number, postal and email addresses, user name and password, date of birth, Anniversary date, and billing information (such as your Bank, UPI, Debit or credit card number, cardholder name, and card expiration date). We may also request information about your existing business/ businesses, business plans and business expansion details etc.
You can choose not to provide this personal information to us. However, in general, some information about you is required for you to receive relevant offerings from MSME & Startups Forum – Bharat and its partners and enjoy other benefits of being a registered member. For example, only registered members are able to post your views, participate in discussion forums, email MSME & Startups Forum – Bharat content to themselves and others, access members-only newsletters and related content, and enter surveys, contests, or sweepstakes. Besides, some information is also required in order for you to ask us a question or initiate other transactions on our site.
Personal data refers to any information about an identified or identifiable individual. When you engage in certain activities on our Website, such as purchasing and or selling a product/ service, business plan, discussion with vendor/ suppliers/ investors/ banks/ consultants etc., submitting content and/ or posting content on any of our blogs, or sending us feedback, we may ask you to provide certain information about yourself. Examples of personal data may include your first and last name, email address, mailing address, telephone numbers, age group, gender and other identifying information. When setting up your profile on our Website, we necessarily collect your Name, Email, Phone, Address, Nationality, Education level, Firm Name, Nature of Your Business (Category/Service Sector), Personal Photograph, and Visiting Card Photograph etc. You have the option to submit additional information at your will (GST Number, Blood Group, Religion, City/State where your company/entity is registered and annual turnover).
We gather certain information about you based upon where you visit on our Website, and what other websites may have directed you to us. This information, which is collected in a variety of different ways, is compiled and analysed on both a personal and an aggregated basis. This technology enables us to determine (i) your IP Address of your computer and its geographic location from installing the applications onto your computer or mobile device; (ii) your search terms or interactive behaviour via the MSME & Startups Forum-Bharat Website; (iii) your purchasing behaviour; (iv) source of the information sought by you during your search; and (v) the age of your results data (collectively, “Shared Information”).
Other information that we may choose to collect may include details such as your IP address, information identifying your device (“Device”), and website browsing history to the extent that information is about you.
B. Other Information You Provide. We may also collect and store any personal data you enter on our Website or provide to us in some other manner, including personal data that may be contained in any comment you post to our Website. This includes your images (both still and moving).
INFORMATION FROM OTHER SOURCES AND AUTOMATIC SOURCES:
C. Cookies. When you visit our Website, we may use one or more cookies, pixel tags, web beacons and similar files or technologies to collect and store information about your use of our Website so as to make our Website easier for you to use and to personalize your online experience. Cookies are small files that are stored on your browser or device by websites, apps, online media and advertisements. A pixel tag (also called a web beacon or clear GIF) is a tiny graphic with a unique identifier, embedded invisibly on a webpage (or an online ad or email), and is used to count or track things like activity on a webpage or ad impressions or clicks, as well as to access cookies stored on users’ computers.
Through the use of a cookie, we also may automatically collect information about your online activity on our Website, such as the web pages you visit, the links you click, and the amount of time you spend on the Website. You can remove or block cookies using your settings in most browsers, but if you choose to decline cookies, you may not be able to sign in or use some of the features offered on our Website.
WAYS OF COLLECTING INFORMATION
We collect information directly from you: We collect and store information directly or indirectly from you when you register on MSME & STARTUPS FORUM-BHARAT Website.
We collect information from you passively: We use tracking tools like Google Analytics, Google Webmaster, Google Cookies, Web Beacons and other similar technologies to collect information about your usage of our website.
Personal information includes information you provide us, such as your first and last name, telephone number, postal and email addresses, user name and password, date of birth, Anniversary date, and billing information (such as your Bank, UPI, Debit or credit card number, cardholder name, and card expiration date). We may also request information about your business and plans and preferences etc.
When you use an Application on a Device, we collect and use information about you in generally similar ways and for similar purposes as when you use the MSME & Startups Forum – Bharat Platform. In addition, we may collect information about your location if you have instructed your Device to send such information to the Application via the privacy settings on that Device, or if you have uploaded photos tagged with location information. We may use the location information collected from your Device or photos to enhance your use of the Application by providing you with relevant content and contextual advertising. You can change the privacy settings of your Device at any time, in order to turn off the functionality to share location information with the Application and/ or the functionality to tag your photos with location information. Please note that turning off location sharing may affect certain features of our Application. If you have any queries about the privacy settings of your Device, we suggest you contact the manufacturer of your Device or your mobile service provider.
USE OF YOUR PERSONAL INFORMATION
We may use the information you provide to contact you about our services and your expectations from MSME & Startups Forum-Bharat or for other promotional purposes.
We may use the information you provide to carry out our obligations arising from any contracts entered into between you and us and to provide you with the relevant information and services.
We may use your information to understand our users (how they use our Services, etc.), process and respond to your queries and to generate and review reports and data about, and to conduct research on, our user base and Service usage patterns.
We may use information for security purposes, including to protect our company, our customers, or the MSME & STARTUPS FORUM-BHARAT Website.
We may send you information about special promotions or offers either our own, or from third parties in the case we think they may be of interest to you. We might also tell you about new features or enrol you in our newsletter. We may use the information to measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you. We may combine the information that we receive from third parties with the information that you provide us or that we collect about you for the purposes specified above. Further, we may anonymize and/or de-identify information collected from you. As a result, our use and disclosure of aggregated and/or de-identified information is not restricted by this Policy, and it may be used and disclosed to others without limitation.
We may analyse the logs of our MSME & Startups Forum-Bharat Website that may contain Internet Protocol (IP) addresses, exit websites and applications, operating system, date/time stamp, etc. This will help us to run the website, to learn about user behaviour on the website, to improve our product and services, and to collect demographic information about our user base as a whole.
We want to make it easy for you to take advantage of opportunities on our MSME & Startups Forum – Bharat Platform. One way we do this is by sending you email messages that contain information about you and your business/ businesses related interests in accordance with your marketing preferences. For example, if your marketing preference is to receive email marketing messages, then if you search for a business opportunity on our MSME & Startups Forum – Bharat Platform, we may send you an email message about prices, deals, tie-ups and other information. We believe these email messages provide you with useful information about wellness services related special offers available through our sites. Please note that you have the opportunity to choose not to receive these email messages in any such email we send.
If you make payments with TPM facilitated by MSME & Startups Forum – Bharat, we will collect payment information from you, including your bank, UPI, debit, credit card number, cardholder name, expiration date, authentication code. Please note that the TPM / supplier processes your payment, not MSME & Startups Forum – Bharat unless otherwise specified. You agree to review and be bound by the supplier’s policies and procedures before making a booking through MSME & Startups Forum – Bharat Platform.
We may offer members the option to save information related to method and choice of payment on our MSME & Startups Forum – Bharat Platform. If you save such payment details on MSME & Startups Forum – Bharat Platform, you will be able to add, delete, or modify that information at any time in Account Settings.
SHARING/DISCLOSURE/DISTRIBUTION OF YOUR INFORMATION WITH THIRD-PARTIES
We will share information with third parties who perform services on our behalf, such as vendors, consultants, marketing partners, research firms, banks, venture capitalists, investors, financial institutions, affiliate websites, companies held by us and other service providers or business partners to support our business
We may share information in situations when we have to in order to comply with the law or to protect ourselves, such as when we are:
- Obligated under the applicable laws or in good faith to respond to court orders and processes; or
- Detecting and preventing against actual or potential occurrence of identity theft, fraud, abuse of Services and other illegal acts;
- Under a duty to disclose or share your personal data in order to enforce our agreements and policies or to protect the rights, property, or safety of the Company, our customers, or others, or in the event of a claim or dispute relating to your use of our Services. This includes exchanging information with other companies and organisations for the purposes of fraud detection and credit risk reduction.
We may share your information for reasons other than those described in this Policy if we notify you and you consent to the sharing. We will inform you before we do this.
RETENTION OF INFORMATION:
MSME & Startups Forum – Bharat may retain certain information associated with your account in our archives, including for analytical purposes as well as for recordkeeping integrity. The periods for which we retain your information depend on the purpose for which we collected it, and we use it.
MSME & Startups Forum – Bharat shall not retain your personal information for longer than is necessary for our business purposes or for legal requirements. We may retain some information for a period of time after you have closed your account with us, for instance, if this is necessary to meet our legal obligations or to exercise, defend or establish legal rights.
By using the MSME & Startups Forum-Bharat Website and the Services provided therein, you agree and consent to the collection, transfer, use, storage, disclosure and sharing of your information as described and collected by us in accordance with this Policy. If you do not agree with the Policy, please do not use or access the MSME & Startups Forum-Bharat Website.
DATA SECURITY PRECAUTION
We have in place appropriate technical and security measures to secure the information collected by us. We use vault and tokenization services from third party service providers to protect the sensitive personal information provided by you.
Please be aware that sharing of information over the internet is not completely secure. While we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted through the MSME & Startups Forum-Bharat Website. Once we have received your information, we will use strict physical, electronic, and procedural safeguards to try to prevent unauthorised access.
MSME & Startups Forum – Bharat is a general audience site and does not offer services directed to children. Should an individual whom we know to be a child under the age of 13 sends personal information to us, we will delete or destroy such information as soon as reasonably possible.
CHANGES IN POLICY:
INTELLECTUAL PROPERTY RIGHTS:
You hereby agree, declare and confirm that the goodwill, trademark, design, logo, website, webpage and all intellectual property and other rights in the Trade Name / Trade Description / Mark/s belong and shall continue to belong absolutely to and vest and shall continue to vest absolutely in MSME & Startups Forum – Bharat and you shall not have or claim and shall not at any time in future have or claim any right, title or interest therein.
MSME & Startups Forum – Bharat, Varanasi Attn: Legal Department Email: firstname.lastname@example.org
DISPUTE RESOLUTION AND ARBITRATION:
Any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. All disputes arising out of this shall be referred to arbitration under Arbitration and Conciliation Act, 1996 or any statutory modification or re-enactment thereof for the time being in force. The arbitration shall be referred to a sole arbitrator who is on the panel of the Indian Merchant Chamber. The venue of Arbitration will be Mumbai and the language of the proceedings shall be English.